Great got it! Thank' member
robleyd

That makes it very clear to understand!
As simple it is but this is a good thread for other members to look at! Especially the ones have FTP function problems!
u= user =
related to FTP access functionsg= group =
access functions in file managerx= in this case
enables the opening of a DirectoryBut only one setting is behaving strange, under
g=group I deselected w=write you should not be able to edit the html file in file manager, but what it actually does is! When I edit the file and saved it, automatically resets and tick's the write function! must be a default server setting doing this!
Anyhow thank you very much for the detailed explanation! Would I had looked in Google search I probably still be seaching for the correct answer!